Development and Social Change Essay Example for Free

Improvement and Social Change Essay â€Å"Although globalization showed up, the pattern has unfurled with remarkable paces, and to phenomenal degrees since the 1960s. † (SCHOLTE. 2000) This paper will clarify how the powers of globalization have formed and will keep on molding, the money related, segment, and political social orders we see around us today. It will recognize the degree to which supported Globalization has â€Å" the fissure between destitution, relative neediness, and extravagance. † Such positive and negative properties influence society on various levels, â€Å" the individual, the family unit, the firm, the town, the locale, the segment, the country. † (Kaplinsky) This paper will give and inside and out examination and instances of how such worldwide procedures have attempted to disintegrate the fortunes of such a large number of (Sierra Leone); while likewise being the impetus for achievement in different territories (Mexico). (HELD. 2007) ‘The Race to the Bottom,’ is a term portraying the intra-national challenge for the most ideal condition for business exchanging, production and venture. Following its fruitful application to join the World Trading Organization (WTO) in November 2001, China has encountered a huge inundation of remote venture. This has †true to form †engaged the Chinese economy to the burden of its previous South-east Asian trading accomplices. Hong Kong and Taiwan had supported the Chinese economy for 10 years beforehand, and now find that their economies are being â€Å" dug out, as China sucks away employments. † (CHAN. 2009) How did this occur? In the mid 1990s China presented its first the lowest pay permitted by law framework with the aim of securing its workforce. Because of the incredible flexibility of China, the legislature thought of a recipe (in light of neighborhood living costs; swelling and so on ) with which every city or district would distribute and authorize its own lowest pay permitted by law. The benchmark for every single the lowest pay permitted by law set is somewhere in the range of 40% and 60% of the normal compensation in that territory. Since 1993, as indicated by an investigation by the Bureau of International Labor Affairs, practically the entirety of the common governments have neglected to keep up these guidelines †[see table 2]. Their longing to pull in speculation has constrained the lowest pay permitted by law : normal compensation rate further down. By and large, 10% less that irrefutably the lowest pay permitted by law required by the administration and universal work principles. Then again, the city of Chongqing, which isn't send out driven or all around coordinated, reliably accomplishes practically 10% more than its base required guidelines (49. 86% in 2000). Chan finishes up a â€Å"worrying pattern. † She recommends that; â€Å" as a district or region turns out to be progressively prosperous, it abuses the national rules and looks to keep up its appeal to remote capital by keeping its lowest pay permitted by law level low the advantages of globalization with this serious rationale have not, and won't, stream down to the individuals who make the items. † (CHAN. 2009) The Human Development Report 2006-2008 utilizations Corrado Gini’s coefficient to feature an expansion in generally speaking imbalance from 0. 31 to 0. 45 during the underlying long stretches of change. [Coefficient gauges somewhere in the range of 0 and 1 where 0 is finished equality]. (FACTSHEET. 2008) However, the advantages of neo-liberal monetary change in China appear to have positively affected ‘Poverty. ’ Between 1990 and 2005 the flood of industry and exchange purchased a for each capita development averaging 8. 7%. Utilizing the World Bank neediness line, (estimated at Purchasing Power Parity (PPP)) family unit studies propose that post 1981, 54% (500,000,000 individuals) of the number of inhabitants in China mixed over the destitution line. (CHAN. 2009) In this sense, we should reason that worldwide financial reconciliation in China has seen a huge decrease in destitution, however an expansion in salary disparity has originated from overpowering national advancement because of progressively industrialist structures coming from exchange progression. What supporters of globalization transmit is that 66% of Chinese industry depends on coal, and only 7% of their vitality sources are sustainable. A report from the Financial Times found that air contamination in China brought about by substantial industry and concoction creation has prompted the yearly unexpected losses of 400,000 (air quality); 300,000 (indoor air quality); and a further 60,000 because of poor water quality. (BBC. 2007) There is 1 nation on the planet where financial development rate has reliably outpaced that of the Asian Tigers: Botswana (9% normal yearly development). Botswana had a GDP for each capita of just US$ 77 at autonomy from Britain (1966). It presently remains at US$ 7,554 (GLOBAL PROPERTY. 2010). Kraay noticed that; â€Å"A supportable future in Africa lays on its capacity to create and boost normal assets. Precious stones assume a significant job in these endeavors. † Diamond extraction and creation requires a huge venture of introductory capital. On account of Botswana, DeBeers and the Government of Botswana put 50:50 US$40 million in the Damtshaa mine. FDI in precious stones around Botswana represents 33% of GDP development. Worldwide exchanging and appropriation of jewels and different minerals represented 55% of all out government incomes in the late 1990s. (MBENDI. 2009) â€Å"Botswana’s history of sound administration, great administration [Botswana has a responsible parliament and holds customary popularity based elections] and a developing spotlight on improving provincial seriousness should work well for it as it proceeds with endeavors to expand. † (WORLD BANK. 2009) So, to what degree would we be able to propose Botswana as a model of how ‘Sustained Globalization’ can ‘Eliminate World Poverty? ’ Firstly it is imperative to take note of the salary versatility of precious stones and other such minerals. They are an extravagance item and because of the current financial downturn, as genuine wages decline, request is probably going to relatively diminish moreover. Development gauges for 2009-2010 foresee a compression of 10. 2%. It appears that over dependence on the worldwide fare showcase has manufactured vulnerabilities in an in any case stable country. Anyway the non-mining private division of Botswana has demonstrated to have profound establishments, recording a 9. 4% showcase increment this year. In any case, reasonable monetary and tax collection arrangement, and low degree of open obligation (3% of GDP) coming about because of colossal capital deluge throughout the years, imply that national stores are probably going to wait for the downturn time frame. (MBENDI. 2009) Besides, it is critical to note (just like the case in China), that expansion in GDP isn't legitimately corresponding to destitution decline. The most denied quintile share only 1% of GDP, while the second quintile represents 5. 9% (Gini coefficient 0. 6). This implies 47% of the populace despite everything live underneath the neediness line. Maybe the capital increases despite everything need more opportunity to channel down through foundation advancement and change? In 1966 there were only 3 miles of streets; presently there are 4,000 miles, an open transportation framework and an across the nation phone matrix. (Laborer. 2006) Perhaps the figures are being misshaped by the relentless power of HIV/AIDs and jungle fever that has hit Botswana so hard as of late? It is difficult to state. What we can say, in any case, is that so as to receive the rewards of worldwide exchange the long haul, Botswana must perceive the fragilities of putting together their economy with respect to a modest and fare orientated asset. In 1991 the Revolutionary United Front (RUF) under Froday Sankoh, propelled ambushes against the Government of Sierra Leone. Their objective was to battle ‘crime and defilement. ’ The following 11-year struggle was financed all through by incomes produced by the jewel exchange (an expected starting worth of US$ 125 million). A middle gauge proposes the homicide of 75,000 (USA Today and The Times). A less preservationist feeling from the Agence France Presse accept the figure was closer to 200,000. (WORLD BANK. 2009) Either way, the channel on capital, common assets, work segment and boundless plundering was subsidized by the worldwide money related market and African mix with it. Capital acquired from ‘conflict diamonds’ was eminently from commercialization in the worldwide North. Following the finish of the war in 2000, the nation was presented to political agitation and complete monetary breakdown. Medications and arms dealing in cocaine and ex-soviet weaponry was overflowing, and degenerate primitive political structures additionally escalated salary imbalance †Gini coefficient more than 0. 6. In 2004 its exchange shortfall totalled $US 350 million. (FACTSHEET. 2005) around the same time the UN named Sierra Leone the least fortunate nation on the planet (in view of PPP/capita); and â€Å" the universes ‘least livable’ nation, in view of its neediness and the low quality of Life its residents must persevere. † (WORKMAN. 2006) Whose shortcoming right? Is it the voracity of the clashing militaries? Is it the nearness of such a store of riches in a destitution stricken nation with barely any other characteristic assets? Is it the rise of a worldwide market that has made enormous interest for such items? The truth will surface eventually. What we can see is that once more, (just like the case in China and Botswana) worldwide money related interest caused a sharp increment in GDP of the nation. In 1965 GPD in Sierra Leone was US$ 246; in 2000 it was US$1,330,429 †see Table. 3. We can likewise say this doesn't in any capacity relate to an expansion in expectations for everyday comforts or decrease in neediness. It speaks to an immense break in the neo-liberal belief system and Shah’s proposal that; â€Å"Sustained monetary development is the best approach to human advancement. Monetary globalization as more liberated course of capital would be advantageous to everybody. † (SHAH. 2009) This paper recommends that anyway exchange and political frameworks are built, without complete communism, strife can,

Right To Vote - Should I Do Essays - , Term Papers

Option To Vote - Should I Do? In the constitution it says, ?the privilege of residents of the United States, who are eighteen years old or more established, to cast a ballot will not be denied or compressed by the United States or by a State by virtue of old enough.? When inquired as to why I figure I would cast a ballot, in this up and coming political race, or some other I would need to state since it is my right. A correct given to me by the legislature permitting me to have a state about what goes on in our nation today. On the off chance that I was eighteen I would make the most of the chance to help settle on the choice of who runs our nation. The insights show that in the United States the measure of qualified voters that as a matter of fact vote is incredibly low. I think this is on the grounds that many individuals figure they won't have any kind of effect. This is an inappropriate demeanor to have in such a case that you don't cast a ballot you reserve no option to gripe. In the event that you don't make the most of the chance to have a state in what goes on then you didn't make appropriate move and can't grumble cause you had the opportunity to have any kind of effect. Then again there are additionally the individuals that state they don't have the opportunity to cast a ballot however they have a lot of time. That is no reason. There are likewise a reasonable number of individuals who state they don't care for both of the applicants so they won't vote. I don't think this is the correct view to take on the grounds that regardless of whether you don't care for the up-and-comer perhaps there is an issue that you can concur with or a specific point of view that you can agree with a particular stance on. Consequently, the opportunity that is given to we, the individuals, to take an interest in the issues of our nation ought to be taken up on. Many miracle how to approach raising the level of voters. Those individuals that figure they don't have any kind of effect ought to be informed that there is zero chance of making a distinction on the off chance that you don't cast a ballot. Taking the couple of moments it really takes to place in a vote couldn't hurt and will have to a greater degree an effect than sitting idle. Potential voters that contend they don't have the opportunity I figure they should make it accessible over the Web and furthermore stretch out the democratic timespan to suit more individuals. Whenever I find the opportunity to cast a ballot, the following political decision, I am going to follow up on my rights given to me. I need to take an interest in what occurs in our nation. In the long run, at the point when I move out of the house the entirety of the issues that are bantered on will impact me. I trust that I can have any kind of effect in what occurs in our nation and to the individuals. I have heard a great deal of my companions state that it doesn't make a difference since it won't impact them. That isn't accurate however. Issues, for example, premature birth, weapon control, kid government assistance, medicinal services, etc all impact the present and our future. Regardless of whether we don't need to manage them, our folks despite everything do. The way that our democratic rate has gone down throughout the years is exceptionally dismal. It shows how individuals nowadays couldn't care less what occurs or in the event that they do have become as well apathetic to follow up on it. Individuals should turn out to be progressively included and get amped up for the political happenings. Our nation is a nation people turn upward to and dream about coming to. We don't esteem the way that we have a free nation and one of only a handful few working law based nations during this time. We frequently don't understand how fortunate we are. I think here and there many individuals underestimate the advantages we get from our nation and don't understand by taking an interest and being a productive member of society the amount we can improve our framework; on the off chance that we set aside the effort to accept the accountability given to us by the twenty-6th amendment. It astounds me how individuals once battled for freedom, equity, what's more, opportunity and now we would prefer to observe each other battle on TV television shows rather than battling for what we have confidence in. It is each United States resident's privilege and duty to take an interest and be included strategically. These rights are given to us for our advancement and prosperity. We should utilize them and welcome them. Book reference http://www.georgewbush.com http://www.dallasnews.com/specials/bush_campaign http://www.georgewbush.com/News.asp?FormMode=NR&ID=1756 http://www.dallasnews.com/specials/bush_campaign/issues/1210 bu1sh.htm http://www.cnn.com/2000/ALLPOLITICS/stories/04/20/campaign.s chool/index.html http://www.abcnews.go.com/segments/legislative issues/DailyNews/guns00 0420.html

The Importance of Resilience

The Importance of Resilience Basics Print The Importance of Resilience By Kendra Cherry facebook twitter Kendra Cherry, MS, is an author, educational consultant, and speaker focused on helping students learn about psychology. Learn about our editorial policy Kendra Cherry Reviewed by Reviewed by Amy Morin, LCSW on November 27, 2019 facebook twitter instagram Amy Morin, LCSW, is a psychotherapist, author of the bestselling book 13 Things Mentally Strong People Dont Do, and a highly sought-after speaker. Learn about our Wellness Board Amy Morin, LCSW on November 27, 2019 Alena Paulus/Getty Images More in Psychology Basics Psychotherapy Student Resources History and Biographies Theories Phobias Emotions Sleep and Dreaming Resilience is what gives people the psychological strength?? to cope with stress and hardship. It is the mental reservoir of strength that people are able to call on in times of need to carry them through without falling apart. Psychologists believe that resilient individuals are better able to handle such adversity and rebuild their lives after a catastrophe. Dealing with change or loss is an inevitable part of life. At some point, everyone experiences varying degrees of setbacks. Some of these challenges might be relatively minor (not getting into a class you wanted to take), while others are disastrous on a much larger scale (hurricanes, tornadoes, terrorist attacks). How we deal with these problems can play a significant role in not only the outcome but also the long-term psychological consequences. What Is Resilience? Have you ever wondered why some people seem to remain calm in the face of disaster while others appear to come undone? People that can keep their cool have what psychologists call resilience, or an ability to cope with problems and setbacks.?? Resilient people are able to utilize their skills and strengths to cope and recover from problems and challenges. These problems may include job loss, financial problems, illness, natural disasters, medical emergencies, divorce, or the death of a loved one. Instead of falling into despair or hiding from problems with unhealthy coping strategies, resilient people face lifes difficulties head-on. This does not mean that they experience less distress, grief, or anxiety than other people do. It means that they handle such difficulties in ways that foster strength and growth. In many cases, they may emerge even stronger than they were before. Those who lack this resilience may instead become overwhelmed by such experiences. They may dwell on problems and use unhealthy coping mechanisms to deal with life’s challenges. Disappointment or failure might drive them to unhealthy, destructive, or even dangerous behaviors. These individuals are slower to recover from setbacks and may experience more psychological distress as a result. How to Adapt to a Stressful Situation What Resilience Provides Resilience?? does not eliminate stress or erase lifes difficulties. People who possess this resilience don’t see life through rose-colored lenses. They understand that setbacks happen and that sometimes life is hard and painful. They still experience the emotional pain, grief, and sense of loss that comes after a tragedy, but their mental outlook allows them to work through such feelings and recover. Instead, resilience gives people the strength to tackle problems head-on, overcome adversity, and move on with their lives. In the wake of traumas such as the 9/11 attacks and the Hurricane Katrina disaster, many individuals demonstrated the behaviors that typify resilience.?? Not only were they able to remain strong in the face of almost unbearable loss but they were also able to carry on and even offer emotional support to others affected by the same tragedies. Even in the face of events that seem utterly unimaginable, resilience allows people to marshal the strength to not just survive but to prosper. Factors That Contribute to Resilience Some individuals come by these abilities naturally, with personality traits that help them remain unflappable in the face of challenge. However, these behaviors are not just inborn traits found in a select few individuals. According to many experts, resilience?? is quite common, and people are very capable of learning the skills that it takes to become more resilient. Social support is another critical variable that contributes to resilience. Mentally strong people tend to have the support of family and friends who help bolster them up in times of trouble. Other factors associated with resilience include: Holding positive views of themselves and their abilitiesThe capacity to make realistic plans and stick to themHaving an internal locus of controlBeing a good communicatorViewing themselves as fighters rather than victimsHaving high emotional intelligence and managing emotions effectively How to Build Resilience Fortunately, resilience is something that you can build both in yourself and in your children. Some of the important steps that you can take to become more resilient: Reframe Your Thoughts Resilient people are able to look at negative situations realistically, but in a way that doesnt center on blame or brooding over what cannot be changed. Instead of viewing adversity as insurmountable, focus on looking for small ways that you can tackle the problem and make changes that will help. Focusing on the positive things you can do can help get you out of a negative mindset. You can also use this approach to help children learn how to better cope with challenges. Encourage them to think about challenges in more positive, hopeful ways. This way, instead of getting stuck in a loop of negative emotions, kids can learn to see these events as opportunities to challenge themselves and develop new skills. Seek Support Having people you can trust and confide in is important for building resilience. Talking about the difficulties you are coping with doesnt make them go away, but sharing with a friend or loved one can make you feel like you have someone in your corner. Discussing things with other people can also help you gain insight or even new ideas that might help you better manage the challenges youre dealing with. Focus on What You Can Control When faced with a crisis or problem, it can be easy to get overwhelmed by the things that feel far beyond your control. Instead of wishing there was some way you could go back in time or change things, try focusing only on the things that are in your control. Even when the situation seems dire, taking realistic steps to help improve the situation, however small these steps may be, can improve your sense of control and resilience. A Word From Verywell Resilience is an important ability and something that you can get better at with time.?? Start by practicing some resilience-building skills in your daily life. Developing a positive outlook, having a strong support system, and taking active steps to make things better can go a long way toward becoming more resilient in the face of lifes challenges. How to Become More Resilient

Witan Pacific Investment Essay Example For Free At Magic Help - Free Essay Example

Sample details Pages: 5 Words: 1435 Downloads: 7 Date added: 2017/06/26 Category Finance Essay Type Narrative essay Tags: Investment Essay Did you like this example? Witan Pacific Investment Trust PLC is managed by three managers: Aberdeen Asset Management Limited, Matthews International Capital Management, LLC and Nomura Asset Management U.K. Limited. It is focus on Asia Pacific region. But in 2012, Nomura was taken place by MW GaveKal Asia Limited. Strategy and Objectives: Witan Pacific Investment Trust PLC is an investment trust, which produces investment management, the number of shares in this company is fixed, new money could not get in, but also never return money back. For this part a comparison between Witan Pacific Investment Trust PLC and Pacific Horizon Investment Trust PLC will be used. Horizon is also a investment trust which focus on Pacific Asia region, the comparison between these two companies will be benefit for the research for the comparison of competitors. Don’t waste time! Our writers will create an original "Witan Pacific Investment Essay Example For Free At Magic Help" essay for you Create order Objectives: Objective is the main expectation for the fund management, the establishing of objectives is the strategy of the fund management. The main targets for a fund are income and capital growth, so the differences between the objectives for different funds are from the details: how to improve the income and capital growth, risk management, time period for investment, liquidity, ethics, investments target (domestic vs. international, stock vs. bond) and so on. The Objective of Witan Pacific Investment Trust PLC is to provide diversified portfolio, the main target is Asia Pacific region aims to outperform the Index. This objective hasnt been changed since 2008, and it is same to Horizon. For Witan, the objectives are to provide a balanced portfolio of investments in the Asia-Pacific region plans to gain from the MSCI AC Index (MSCI AC Asia Pacific Free Index). The difference between these two funds is Witan is focus on the whole Asia Pacific region, Japan was excluded by Horizon, for Witan, due to include Japan, the investment scope is more widely than Horizon. In 2011, the Moodys downgraded Japans sovereign debt rating, because of Japanese government deficit increasing quickly after the Financial Crisis in 2007. As a large economic entity in Asia Pacific region, Japan has a GDP of 5.98 Trillion USD, for Witan, it is quite a large market to invest, but from the figure of GDP growth rate in the past 6 years it is not a good target, the economic growth rate is not looked very well. 2007 2008 2009 2010 2011 2012 China 13 9 9.2 10.3 9.3 7.8 India 9.4 7.3 5.7 9.7 7.9 4.5 SEA 6.3 4.8 1.7 6.7 4.5 5.7 Japan 2.3 -0.7 -6.3 4.3 -0.6 2.0 But for another statistic some reason for Witan to invest in Japan can be found, due to a large number of oversea businesses the Japanese GNI(Gross National Income) was increasing while the GDP( Gross Domestic Product) was going down . That means a lot of companies was still gaining, due to the large market size the Witan could find opportunities for getting profits. 1.2 Strategy: Witan Pacific Investment Trust PLC Annual Report (2012) stated: the fund was managed by two managers in order to actively avoid risk, the growth of the fund are from capital return, mention on the discount to the net asset value for a target companies share, giving discretion to the manager of cash holding, use a moderate levels of leverage to get long-term return, to increase the dividend per share, testing the share carefully, and for increase the income they tried to control costs. The strategy for Witan in the past 5years have changed, but no significant had happened, the mutli-manager was started since 2005, but in 2008, due to the Financial Crisis, the main issue which they were facing is the high financial risk, therefore, the multi-manager policy tended to focus on the risk management. The chairmen of Witan investment Trust PLC stated in the annual report that since the multi-manager started in this company, the investment portfolio has outperformed benchmark by 2.6% per annum. 2008 2009 2010 2011 2012 Return per ordinary share 5.74 -38.66 47.05 47.40 -14.25 Discount to NAV 14.4 19.4 17.1 14.5 17.8 NAV 188.9 152.3 199.0 248.0 235.6 The capital return due to the disadvantageous economic environment was undulated in the past 5years, when the economic was going well, the return is increasing, while the economic was going down, the return decreased. The discount is also a main income for the investment fund, the net asset value attracted the investors to commence it. The discretion for the manager for the managers means greater freedom and trust, and as the limited size of discretion the risk was controlled also. The cost and expense control is an important method of developing the net asset value. There is not argument for the attraction of high income for the investors, but as a close-ended fund, the size of the fund depends on the balance of the fund: if the incom e for the investors over size, the investment for the coming year will not enough, the result is the income for the next year will be decrease, therefore the dividend show be prudent distributed. The approaches taken by the two fund management companies In 2011, the annual report from Witan stated that the Aberdeen tended to pay more attention to the stock selection process than market capitalization weightings. While Nomura will firstly focus on the country and industry weighting. The Graph above had showed some detail of the habit for Nomura to Choose invest country: Japan, Australia, India, South Korea, China, Taiwan. And the personal preference was taken to the job, that is not a good performance, the investment rate of Japan always took the largest part even while the Japanese GDP was decreasing by that time. Otherwise the Aberdeen is not always following the step of index, and as a active manager, the overweight and underweight are quite clear. The Graph has showed the mean reason of why the Nomuras income is quite near to the benchmark. For most of the investments Nomura is in step with the index, that makes Nomura not doing quite good but also not very bad. 2008 2009 2010 2011 2012 Aberdeen 3.0 2.4 10.2 8.7 7.3 Nomura 1.9 -1.6 -0.4 4.1 0.1 Performance against the benchmark 2008 2009 2010 2011 2012 Aberdeen 5.7 -15.5 39.8 28.7 0.6 Nomura 4.6 -17.5 29.2 24.1 -5.9 Index 1.9 -17.9 29.6 20 -6 Witan 2.6 -19.5 33.4 25.8 -4.1 Performance The performance against means the performance of Aberdeen or Nomura against the index (benchmark), the table 1 stated that the Aberdeen is outperformance in the past 5 years, but Nomura is just around the performance. The performance of Index is related to the global economic environment, in 2009, the Financial Crisis had got to the most serious time, because of the force of economic inertia the economic havent got to the bottom in 2008, but it was on the way, so the speed was going down at that time. And in 2009, the real influence of the Financial Crisis had been shown, the negative mood full of the market, that m ade the economic more serious. According to the table, Aberdeen always goes ahead of the market. The manager for Aberdeen is an active manager, that means the manager is more discretionary for the fund management, for this manager the 10% discretionary fund will effective. The investments are more risky, but with more profits. 50 shares was hold by Aberdeen in 2012, that was more concentrated and challenge, speculator may like this kind of manager. Actually most of the active managers are worse than the index. Nomura is a passive manager, which is more rule-based, that is more likely to be a Japanese style of fund management, for Nomura, it hold around 200 stocks, so that the risk can be decreased enough, and because of the stocks are based on the analysis of country and industry weighing, it will not take a long time to choose stocks. This kind of manager will not give a very huge income to the investors, but also will not make a serious loss. But while the market is not effe ctive enough, the active manager will be more popular. Stocks value performance Aberdeen 50 56% 1.3% Nomura 200 44% 5.9% Result of the two funds growth Table above had showed the performance of the two fund managers in the past 7years, Aberdeen held 50 stocks used the same size of capital and the result is 1.27times as what Nomura did in the past 7 years. Critical examination of the investment performance of the two parts of the fund since 31-05-2007, and evaluation of the decision by the company to remove Nomura as one of the fund managers. 2008 2009 2010 2011 2012 NAV per share 188.9 152.3 199.0 248.0 235.6 Mid-market price per share 161.8 122.8 165.0 212.0 193.6 Discount to NAV 14.5 19.4 17.1 14.5 17.8 Share price high 188.0 176.0 177.0 221.6 221.5 Share price low 156.0 110.0 106.2 163.0 174.9 The performance of Aberdeen is absolutely well, the From the graph above it can be easily found the performance of Aberdeen is much better than the Nomura, in this fund the two managers both have controlled half of the capital, but after 7years growth the Aberdeen became larger than Nomura. As a fund manager Nomura has under performance with Aberdeen since the multi-managers was started, although the performance of Nomura was not bad, but the underperform hasnt been changed for 7 years that was not the shareholder wanted.

How Is Divorce Affecting Current Society - 1966 Words

How is Divorce Affecting Current Society? A Review of the Literature Ameera Salman Bridgeport High School Author Note This paper was prepared for AP English Language course, taught by Mrs. King. Abstract Divorce is a consequential matter that should not be brushed aside, and it affects not only society as a whole, but families, children, and loved ones involved with the situation; effects of this experience can change a person’s lifestyle dramatically. The most important factors to understand divorce are, the causes, effects, how to cope, and opposite families. Gaining knowledge about these points helps one realize that divorce is a serious matter not to be taken lightly and affects everyone involved.†¦show more content†¦2-3). This literature review attempts to understand all facts of divorce more thoroughly by responding to the following questions: 1. What are the leading causes of divorce? 2. What are the effects on children and parents after a divorce occurs? 3. How do children and parents cope when experiencing divorce? 4. What differentiates nuclear families with single parents? Divorce is a consequential matter that should not be brushed aside as it affects not only society  ¹An annulment is a method of ending a marriage by stating that the marriage was invalid and can no longer be considered legally binding. as a whole, but families, children, and loved ones involved with the situation; effects of this experience can change a person’s lifestyle dramatically. What Are the Leading Causes of Divorce? Divorce has numerous causes which later leads to a divorce or separation. Age is a major factor of divorce. Sociologists often point to a person’s age at marriage is one of the most reliable predictors of marital success. Research from the Wharton School of the University of Pennsylvania analyzed divorces from the 1980s and found that more than 80 percent of those married after the age of twenty-six remained married twenty years later compared to 65 percent of those who married

Grace Hopper’s Biography A Great Pioneer in Data Processing Free Essays

It was 1906 in New York City when the great pioneer in data processing, Grace Murray Hopper, was born to the parents Walter Fletcher Murray and Mary Campbell Horn Murray. Even as a young child Grace loved learning about mathematics and the new technological advances that were coming out, mostly because of her surrounding environment — her mother was a mathematician. Although at the time women were not considered as important to society as men were, she would turn out to be one of the most important influences of the century. We will write a custom essay sample on Grace Hopper’s Biography: A Great Pioneer in Data Processing or any similar topic only for you Order Now In 1924 Grace attended Vassar College, majoring in the sciences, specifically mathematics and physics. After four years of hard work she graduated with Phi Beta Kappa honors and a Vassar College Fellowship. With that she progressed to earning her MA in mathematics at Yale University in 1930, and her Ph.D. in 1934, along with two Sterling Scholarships and an election to Sigma Xi. While finishing her college education she married the New York University English teacher Vincent Hopper. Her computer technology life would soon begin following her graduation. Upon graduating, Grace was accepted to the Bureau of Ordinance at Harvard University. That is when she was introduced to and assigned to work on Mark I — the first large-scale U.S. computer and precursor of electronic computers. Her first assignment with Mark I was to â€Å"have the coefficients for the interpolation of the arc tangents completed [in about one week]†Ã¢â‚¬ ¦ not a problem for Grace. She would then be the third person ever to program the Mark I. At that same time, the Mark I was being used to calculate the angles at which naval guns were to be aimed. Shortly after that a machine called BINAC was being developed which used the C-10 language. The C-10 according to Grace, â€Å"has been the basis for most codes since. ‘A’ was add, ‘M’ was multiply, ‘B’ was bring, ‘C’ was clear; it was a beautiful code.† Grace was then forced to teach herself octal arithmetic, since that is what the code was performed in. A sort time after that, many people started to believe a user-friendlier computer was needed. Grace got to work on it. Grace was credited with the first compiler in 1952, the A-0. The compiler was â€Å"a set of instructions that translated mathematical code into machine language.† Later on she produced the A-1 and the A-2, which were basically upgrades of the previous compiler. Her 1957 FLOW-MATIC compiler (or B-0) which was used mainly for business programs, was the first to translate English into the machine language. A later program in 1959-61 (COBOL) was based on her FLOW-MATIC and was used in the UNIVAC — the first commercial electronic computer. Grace Hopper was a hard working woman who â€Å"worked to attract industry and business interests to computers and to bridge the gulf between management and programmers.† After serving in the Navy from 1943 – 1986, during which she received the rank of rear admiral, she retired to take her final job as the senior consultant with Digital Equipment Association. Grace Hopper, the great pioneer in data processing and computer technology, died in 1992 at the age of 86. How to cite Grace Hopper’s Biography: A Great Pioneer in Data Processing, Essay examples

Ms maudie article free essay sample

Ms maudie article BY 990 Fire Destroys House Miss Maudie Atkinsons house was destroyed in a deadly fire on December 1 5th. The first snowfall had fallen for the first time since 1885. School was cancelled for the day and the kids spent their day playing outside and building snowmen. Early the next morning, at about 1:00 a. m. , the neighborhood was ablaze. Everyone rushed outside to find Miss Maudies house on fire. The men of the neighborhood rushed to help get Miss Maudie and some of her precious items out. Shortly after, the fire truck arrived but the hose burst because it was too cold. Mr. Avery was saving items from the upstairs when the stairs burned out and he had to climb out the window. He fell into Miss Maudies bushes. The fire became too ferocious to keep saving furniture so the men started backing away. The Abbottsville Fire Truck appeared shortly to put out the blaze. We will write a custom essay sample on Ms maudie article or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Even though her house had burned down, Miss Maudie was quoted saying that: IVe always wanted to build a smaller house. Now I have the chance too. The cause of the fire was because Miss Maudie started a fire in the kitchen to warm up. No one was hurt in the fire except for Mr. Avery, who is going to be a little sore for a while, and Miss Maudies azaleas. Welcome to MathPortal. This web site owner is mathematician MiloS Petrovit. I designed this web site and wrote all the lessons, formulas and calculators. If you want to contact me, probably have some question write me using the contact form or email me on

The More You Tell, The More You Sell

The More You Tell, The More You Sell The More You Tell, The More You Sell The More You Tell, The More You Sell By Michael Most writers dont need encouragement to write more words. After all, thats how some of them get paid: by the word! Using the words you need and no more writing concisely is a skill that every writer spends a lifetime learning. Mark Twain once said, â€Å"I didnt have time to write a short letter, so I wrote a long one instead.† But the main problem of many writers, especially reluctant writers and business owners, is not that they say more than they need, but rather, that they say less than they need. Writers can be too lazy to edit and trim their work, but they can also be too lazy to think enough about their subject to cover it adequately. The direct mail copywriters of old had a saying, The more you tell, the more you sell. It was a bold statement. Other copywriters argued that people dont want to read long copy, would stop reading before they got to the end of the sales letter, the advertiser would lose sales. Thats a valid objection, to which the proper response is, Then ask for the sale before they get to the end! Theres nothing wrong with giving the customer more than one chance to buy. Besides, none of us reads more than we want to, except for students and acquisitions editors. We all read until we lose interest, or we skip ahead, go back, or jump to the end. We keep reading as long as we feel theres something in it for us. And thats where, as a copywriter, you win more when you tell more. The more reasons you give the customers to buy, the more likely they will buy. Once theyre convinced, they will stop reading anyway and start ordering. Or they might go back later and read the rest to reassure themselves they made the right choice. Reassurance is an important purpose of marketing communications too. Start your writing process by listing all the reasons someone should buy your product or service. Get a friend or a customer to tell you if you dont know. Dont be lazy. If a reason is compelling, dont leave it out if you have space. On your website, you have unlimited space to tell your story. List your most attractive benefits and let your readers decide which ones are most attractive to them. True, you dont want your marketing piece to appear too long to read. You have to format your writing so people can read only what they want. In sales literature, you might use bold text and headings so your readers know where to skip to. When writing for the Web, its especially easy add links to other pages. Your benefits dont all need to be on the same page, as long as customers can find them when they need them. Your potential customers will follow the links that interest them, and will ignore the ones that dont. Certainly, start off short and sweet for those who dont want to read much. But dont stop until youve told the whole story to those who insist on hearing it all. Comparison shoppers, such as myself, actually look for longer text. We tend to believe that the product that mentions the most benefits probably has the most benefits. If the copywriter neglected to mention that it has a five-year warranty, how are we supposed to know that it does? Customers buy for many reasons. Some are convinced by one point, others are convinced by another. But if you leave out their favorite point, thats one point that wont help make the sale. Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Business Writing category, check our popular posts, or choose a related post below:Useful Stock Phrases for Your Business EmailsWhat is the Difference Between Metaphor and Simile?How Long Should a Synopsis Be?

The 5 Main Branches of Chemistry

The 5 Main Branches of Chemistry There are many branches of chemistry or chemistry disciplines. The five main branches are considered to be organic chemistry, inorganic chemistry, analytical chemistry,  physical chemistry, and biochemistry. Overview of the 5 Branches of Chemistry Organic Chemistry: The study of carbon and its compounds; the study of the chemistry of lifeInorganic Chemistry: The study of compounds not covered by organic chemistry; the study of inorganic compounds, or compounds that dont contain a C-H bond (many inorganic compounds contain metals)Analytical Chemistry: The study of the chemistry of matter and the development of tools to measure properties of matterPhysical Chemistry: The branch of chemistry that applies physics to the study of chemistry, which commonly includes the applications of thermodynamics and quantum mechanics to chemistryBiochemistry: The study of chemical processes that occur inside of living organisms There are other ways chemistry can be divided into categories. Other examples of branches of chemistry might include polymer chemistry and geochemistry. Chemical engineering might also be considered a chemistry discipline. There is also overlap between disciplines; biochemistry and organic chemistry, in particular, share a lot in common.

The Gospels--Mark Essay Example | Topics and Well Written Essays - 1250 words - 1

The Gospels--Mark - Essay Example Based on the reading in your text, what would be your argument for/against this belief? I would disagree with a person that said the blessing of the children advocated infant baptism. The context of the blessing was simply a way for Jesus to show that children were of worth in the sight of God. Baptism, on the other hand, is an expression of faith that involves the making of covenants with God. Infants cannot reason at this level, therefore I do not fell that Jesus blessing children was a mandate for infant baptism. Verse 21 is most important according to Brooks because this is where it is indicated that Jesus spoke to the rich young man with love, not condemnation. This indicates the tone that Jesus took towards the rich. Jesus loved everyone. He also indicated that it was the trust in riches that was the real sin, not the riches themselves. Much of the specific nature concerning the passion prediction in Mark centers on the anointing of Christ with oil. In other versions, it is clear that Jesus hints at his passing and that he will soon not be able to be with his disciples. In Mark, he clearly states that he is going to die and that the anointing has happened, as a prelude to is impending burial. 5. When James and John requested that they be seated in the most prominent places in Jesus glory, He asked them if they could drink the cup He drank or be baptized with the baptism He was baptized with. Some scholars believe these were no the words of Christ, but from the early church. Based on your reading, present your argument for or against these words being inserted in Scripture by the early church after the resurrection of Christ. I would argue that these words were Christ’s because they are in keeping with the message that he had been teaching to his disciples all along. He had been reminding them that he would not always be with them, that he would be going away and that he would leave a Comforter to

Paying for Motivation Essay Example | Topics and Well Written Essays - 1250 words

Paying for Motivation - Essay Example Duffy (2010) relates to the present and the expected value of the educational organization, only if it is used to increase the long term performance of the employees. The management of an educational organization should, therefore, come up with strategies that would result in providing a long term and substantial results for the benefits of the stakeholders. Pay may also be associated with the expected performance of the employees but it the performance of the employees is not completely influenced by pay. There are some other factors that may directly influence the present and expected value of the organization as well as the employees. A study was conducted on three groups which contained people with equal qualifications who were required to complete a single task for a freelancing website desk. One group was being paid $4 per hour, while other was paid $5 per hour. The third group was told that they will be working at $4 per hour; however, they were also told that there is some ro om in the budget; therefore they will be paid a little more but the increase in salary will be a surprise for them. The performance of the three groups was evaluated by measuring the productivity at the task. The results of the first and the second group were almost same, irrespective of the fact that one was being paid more than the other. The third group, who was granted with higher surprised pay rate, exhibited 20 percent more effective results than the other two groups.

An Analysis of Paul Laurence Dunbars We Wear the Mask :: We Wear the Mask Essays

An Analysis of Paul Laurence Dunbar's We Wear the Mask It has been said many time that "You can't judge a book by its cover" and "Don't judge a man until you have walked a mile in his shoes"? A person may appear one way on the outside but may be feeling the total opposite on the inside. He may be masking his true emotions with a false appearance. In "We Wear the Mask" it seems that Paul Laurence Dunbar is conveying this message to his audience. The African-American slaves of the early United States are prime examples of how emotions can be repressed. This group of people was treated with such disrespect and humiliation that it is understandable why they would mask their true thoughts and their emotions. To make their daily lives easier, they spoke and acted the ways that their white owners dictated. Their lives had, to a point, been taken away from them. But, there were some things that could never be taken away from them: their inner strength and their spirituality. No matter how a slave was treated, how hard he had to work, or how little he had, hedid have total control of his own thoughts and beliefs. Those things could never be taken from him. This poem cries out with the hurt that African-Americans, throughout history, suffered with. To be able to endure this daily persecution, these people had to draw on their inner strength. When Dunbar wrote,"With torn and bleeding hearts we smile," it is obvious of the agony felt and of how a smile is sometimes worn in order to camouflage one's true emotions. A deep, religious faith was a saving grace to these people as a whole. One's spirituality can carry them through even the most dreadful situations. This idea is evident when Dunbar penned the lines, "we smile,but, O great Christ, our cries To thee from tortured souls arise." When all else had failed, slaves could pray and feel that God had heard them. At last, their cries would be heard, their prayers answered, andtheir hearts relieved. We all have hide our emotions at one time or another. We put on false faces and pretend for many different reasons. We all lie, in one form or another, be it a big lie or a little white one. Whether it be to save our self or the feelings of another we should all remember the Golden Rule: "Do unto others as you would have them do unto you (Luke 6:31).

Metabical Case Essay

Metabical is revolutionary product and forecasted to be the first FDA approved prescriptive drug for overweight individuals with weight-loss goals. The previous prescriptive drugs have a negative side effects that out weighed its positives. Metabical, on the other hand, did not display as many negative effects in its trail runs and thus was being strongly endorsed by the medical community. The current weight-loss drugs can be classified as prescriptive drugs or over the counter remedies. OTC drugs were not as a popular among overweight individuals due to lack of regulation and safety concerns. OTC drugs lost out to diet plans, exercise plans and meal replacement/ weight management products, as they were safer options. The only drug that was approved by the FDA for over-weight individuals was Alli. Alli used to block the body’s absorption of fat, leading to weight loss. However, it had a lot of side effects, which could cause dangerous medical situations. Metabical, on the other hand, was a dual layer, controlled release formulation. It acted as an appetite suppressant and also had a fat blocker and calorie absorption agent. The over-all product was far superior in achieving weight-loss, over its competitors, for over weight indiciduals but not for obese and severely obsess individuals. Therefore, Merabical was aunique product, which was focuses towards a particular segment of the market, the over weight segment. It was the first of its kind and had that advantage. There were other products, but they were not as popular in the market segment Metabical was targeting. It was pictured as a low-risk, high returns drug and had built good support in the medical community, who were needed to prescribe this drug. 2. What are the pros & cons of the forecasting methods presented by Printup? If you had to estimate demand for this product, how would you go about it? What would your demand (unit) forecast look like for the first 5 years? Answer: In her first approach forecasted demand by looking at the number of overweight individuals in the United States and narrowing down that population to those who were actively trying to lose weight. She felt those potential users should be narrowed to the 15% of those who were comfortable  with weight-loss drugs. The second approach specifically addressed consumer interest in a prescription weight-loss drug for the overweight and 12% were ready to go to their health care provider to request a prescription. The third approach was the target market. Even though Metabical would be attractive to all overweight individuals, Printup established a primary target for the purpose of developing a communications strategy. The ideal Metabical consumer was found to be overweight females, age 35 to 65, who were college-educated. All those three methods seem well-structured and provide the reasonable ways to project the demand for Metabical. However, the problem was method one and three were based on assumptions. Before making any recommendations, she must explore and analyse the assumptions to see if it’s true. She must also guarantee that the three models must be achievable before proceeding in with the new product. Focus not only on the ideal target market, statistics says more males would be interested in weight loss products, therefore it would be better if Printup could expand the target market. I would probably recommend to go for the third forecast as dataonly focused on our targeted market. In five year there would be about 50% of targeted population captured in this market. 3. What considerations should be taken into account when making decisions about the package count? What package size would you recommend? Answer:   Printup said that the standards for prescription drug dosing rang from one week supply to a three month supply. The 12 week pricing tag would be too much for some targeted individuals financially. They must have a breakeven/ balance for the pricing and the 12 week supply of the weight loss drug. (ie. You will be able to achieve optimal weight loss within 12 weeks of the drug, however paying for 12 weeks of the product is out of some people’s wage.) In the case, Printup decided that the design of the packaging should be â€Å"blister† style package, which will allow patients to see each pill and keep track of the dosing. So I think the best strategy is the 4 week to 6 week package that could allow patients to refill once or twice.

Sexism in Taming of the Shrew by William Shakespeare

Sexism is the stereotyping and discrimination based upon gender. Typically steered towards women, it has played a large part in not only our society today but in the past as well. In the play The Taming of the Shrew by William Shakespeare, it is shown in the treatment of the women by their male counterparts. It is most prevalent in the way that fortune-seeking Petruchio goes about taming his aggressive and sharp-tongued wife Katharina. By examining Petruchio’s actions and Katharina’s reactions towards his efforts at taming her, once can see that the play is indeed sexist. Throughout the play, Petruchio’s behavior illustrates his chauvinistic mindset to force Katharina into obedience. After the wedding ceremony, Petruchio wants to head home with Kate while she disagrees and he says â€Å"I will be master of what is mine own:/She is my goods, my chattels; she is my house,/My household stuff, my field, my barn,/My horse, my ox, my ass, my any thing;† (Shakespeare 52). Instead of treating her like a human being, he speaks of her as if she is an object that he owns and controls. Also, when the newly married couple prepare to leave for Baptista’s house, Petruchio claims that the time is different from what it actually is and when Kate argues, he states, â€Å"Look, what I speak, or do, or think to do,/You are still crossing it. Sirs, let ’t alone:/I will not go to-day; and ere I do,/It shall be what o’clock I say it is† (Shakespeare 69). Petruchio is basically saying that the only opinionShow MoreRelatedSexism in Th e Taming of the Shrew by William Shakespeare Essay example1104 Words   |  5 PagesSexism in The Taming of the Shrew by William Shakespeare The Taming Of The Shrew by William Shakespeare is an introduction in the everpresent battle of women to be loving and caring wives, while at the same time holding on to our independence. Its plot is derived from the popular war of the sexes theme in which males and females are pitted against one another for dominance in marriage. The play begins with an induction in which a drunkard, Christopher Sly, is fooled into believing he is a kingRead MoreSexism in Shakespeares The Taming of the Shrew 726 Words   |  3 Pages How would you feel if you were thought as incompetent towards the other sex? The play, â€Å"The Taming of the Shrew,† by William Shakespeare leans towards a sexist viewpoint. It was written in the 1500’s, a time where women were seen as property to men. Many other Shakespearean plays were also considered sexist, because Shakespeare writes all of his plays around the central story of a man, and a woman’s relationship. It was rare that anyone during this time period was not sexist because thisRead MoreDiscrimination of Women During the Elizabethan Era: The Taming of the Shrew by William Shakespeare941 Words   |  4 Pages Throughout the Elizabethan era, men had more advantages than women. William Shakespeare’s The Taming of the Shrew has characters such as Petruchio, Baptista, Katherine, and Bianca that show how men overpowered women. During the Elizabethan era, there was heavy sexism. Women were discriminated. Through Shakespeare’s language, men could speak to and about women in a disrespectful and derogatory manner. Women were voiceless and deprived of their right to speak. Women were inferior to men. DuringRead MoreDehumanization Of Women In Shakespeares The Taming Of The Shrew795 Words   |  4 Pagesinfluence of money is widely know and is still manipulating humans in many ways. The Taming of the Shrew by William Shakespeare should not be performed to RBHS students because it sends a detrime ntal message to the audience that women are dehumanized through another’s desire for money. The dehumanization of women should not be shown in a play because it is against the common morals of today’s society. In The Taming of the Shrew, the objectification of women is shown through the story of Petruchio’s searchRead MoreHamlet: a Feminist Approach Essay examples1224 Words   |  5 PagesHamlet: A Feminist Approach Sexism: the belief or attitude that one sex is inherently superior to, more competent than, or more valuable than the other (most commonly used for male superiority). This idea that women are weak is not a new one in the modern world. It has been studied for countless years along with the concept of a patriarchal society. A patriarchy is defined as a system of society or government in which men hold the power and women are largely excluded from it. Such systems currentlyRead MoreInterpreting Katherinas Speech in William Shakespeares The Taming of the Shrew1997 Words   |  8 PagesInterpreting Katherinas Speech in William Shakespeares The Taming of the Shrew Kate’s changes in Shakespeare’s play, ‘The Taming of the Shrew’ are going to be examined here. I will look at Elizabethan attitudes towards women and see if Kate resolves to conform to these views or to retain her shrewish persona. Additionally I will examine Shakespeare’s use of devices in her final speech (to see whether she is tamed) and how she is portrayed in Zeffirelli’s film. Women